Our Credit services include removal of legally unverifiable derogatory items like late payments, collections, charge-offs, tax liens and bankruptcies. We force your creditors to prove every negative item on your report or demand it's removal if they don't supply everything required under both State and Federal Law. We also thoroughly consult the client on their unique credit situation on steps they can take to maximize their score in addition to what we are doing for them on our end. The fee per client varies since every credit report is different and some clients need extensive collection and charge-off settlement work also in order to maximize the score. We will get every point possible out of the credit score in the shortest time-frame possible; that's what we've done for 20 years now. We stand behind our work with the best guarantees in the business.
Our Initial Credit Consultation Is Free. We Will Educate You On Why Your Credit Score Isn't Higher And Give You The Option To Hire Us After.
We have several levels of service we offer depending on the client's credit situation. Our top tier service guarantees a target score increase within 45 days or the client doesn't pay. For example: George has a 662 middle score but needs a 720. If we can't get George to 720 within 45 days, he doesn't pay. This top-tier service is more expensive than our regular services due to much more phone intensive work being needed on our end to assure the desired score increase in the shortest time possible. We don't offer this service to everyone since every credit report is different and there are some goals that can't be achieved if the client either needs too much of a score increase or doesn't have the resources to pay things that need to be paid.
Our 2nd tier services also offer a 100% money back guarantee if we fall below even 25% removal of derogatory items we work on for even 1 of the 3 credit reports. If we remove 100% of the negative items on 2 of the 3 credit bureaus but only get 20% off of the 3rd after 4 months, we'll refund 100% of your money.
We also offer personal and business debt settlement services where we obtain settlements for pennies on the dollar or no money at all if the statute of limitations has passed. You'd be surprised how many people pay debts that they don't legally have to pay; either way, we'll get you the best possible settlement the law allows.
Founder - Credit CRM & Identity
Theft Solutions LLC
Edward Jamison is A graduate of Duquesne University School of Law, the founder of Credit CRM and Identity Theft Solutions LLC. He is an attorney who is nationally recognized as an expert in consumer credit, credit scoring and identity theft.
Edward has been featured on NBC’s Emmy Award winning television show Starting Over as their credit expert multiple times. A prolific author, his articles appear frequently in national magazines such as the Scotsman Guide, Mortgage Market Guide, Mortgage Press, Mortgage Planner Magazine and Broker Banker. In 2004, Edward was certified by the State Bar of California and the California Department of Real Estate to provide continuing education seminars on the subject of credit scoring. He regularly conducts credit scoring seminars around the country and speaks to large groups at conferences for lawyers, accountants, mortgage brokers, financial planners and real estate professionals.
As an attorney, Edward has helped thousands of clients with Identity Theft and credit related legal issues. He is considered the attorney of choice for credit matters at companies such as Platinum Capital, Chase, Merrill Lynch and numerous law firms. With CreditCRM, a company Edward sold in 2009, Edward packaged his years of credit knowledge and experience with the same systems he used to run his own practice and made them available to Mortgage Brokers to start their own credit consulting business. He trained more than 400 CreditCRM members to become credit experts and gave them the tools to successfully start, market and maintain their own lucrative practices.